Valentine’s Day is approaching and love is in the air! Today we’re going to discuss a topic that is near and dear to many couples’ hearts: buying your first home together. Whether you’re just starting your search or looking to upgrade, purchasing a home is a massive step in any relationship. It can be a huge financial and emotional investment for couples, so it’s important to be prepared. Here are a few things we suggest you consider when buying your first home as a couple:

Be transparent about your finances and set a budget.

Before you start house hunting, sit down with your significant other and determine how much you can afford to spend on a home and future bills that come with homeownership, like mortgage, utility bills, groceries, and property taxes. You don’t want to be 2 months into living together and already be having disagreements about who is paying for what or how your home expenses will be divided. Don’t forget to factor in closing costs, property taxes, and ongoing maintenance expenses for your new home purchase. Get pre-approved with your partner: Knowing how much you can borrow will help you focus your search on homes that are within your budget. You’ll also have an advantage when making an offer if you’re pre-approved for a mortgage.

Discuss your priorities, like wants and needs, in the perfect property.

Are you looking for a large backyard, a convenient location, or a certain school district? Make sure you both understand each other’s must-haves and deal-breakers before you start your search. Not only will this put you in a strong position while looking for places with your realtor, but it will also prevent one partner from being disappointed when they buy something that they don’t feel 

comfortable with at the expense of the other being happy. Communication is key. Buying a home can be stressful, so make sure you and your significant other are open and honest with each other. If one of you feels overwhelmed, take a step back and talk it through while being mindful of each other.

Think about the future.

Buying a home is a long-term investment, so consider what your needs may be in 5, 10, or 20 years. Do you plan on starting a family or welcoming ageing parents into your home? Make sure the home you choose can accommodate your future plans. Make a cohabitation agreement. When buying a home, a cohabitation agreement can outline the terms of the ownership and the responsibilities of each partner with regard to the property. This agreement can cover various aspects such as property rights, expenses, and inheritance in case of separation or death. Having a cohabitation agreement in place can provide peace of mind and help avoid potential disputes in the future. It is a way for both partners to clearly define their rights and obligations regarding the home, which can be particularly important if one partner contributes more financially or has different expectations for the property.

Remember, buying a home is a journey, and it’s so important to enjoy the process. Take your time, do your research, and, most importantly, have fun! When starting your search, find a realtor you vibe with and can trust to promote and protect your best interests while making one of the biggest purchases of your life. Moving in with your significant other is supposed to be rainbows and sunshine, use our tips to keep it that way. Happy house hunting and happy Valentine’s day.

Newest MLS listings in Quinte and PEC

Browse the most recent MLS houses for sale in the Quinte area and Prince Edward County. Search real estate listings to find exactly what you’re looking for and narrow results. Ready to book a showing? Fill out the form on the listing page or email hello@quinteliving.com.

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For sale $649,000
5083 LONG POINT ROAD, Prince Edward County, Ontario

5083 Long Point Road

Prince Edward County, Ontario

3 Bedroom 1 Bathroom 700 - 1,100 ft2
RE/MAX Quinte Ltd.
For sale $814,900
8 QUEEN STREET, Prince Edward County, Ontario

8 Queen Street

Prince Edward County, Ontario

3 Bedroom 2 Bathroom 1,500 - 2,000 ft2
Chestnut Park Real Estate Limited
For sale $1,199,999
28 WEST STREET, Prince Edward County, Ontario

28 West Street

Prince Edward County, Ontario

4 Bedroom 2 Bathroom 1,500 - 2,000 ft2
Royal LePage Proalliance Realty
RE/MAX Ultimate Realty Inc.
For sale $409,900
8 BUTLER STREET, Brighton, Ontario

8 Butler Street

Brighton, Ontario

2 Bedroom 1 Bathroom 700 - 1,100 ft2
RE/MAX Quinte Ltd.
For sale $654,000
67 CORTLAND WAY, Brighton, Ontario

67 Cortland Way

Brighton, Ontario

3 Bedroom 3 Bathroom 1,100 - 1,500 ft2
New Era Real Estate
For sale $269,900
517 DOWNS ROAD, Quinte West, Ontario

517 Downs Road

Quinte West, Ontario

0 - 699 ft2
Royal LePage Proalliance Realty
For sale $624,620
9 EVANS STREET, Prince Edward County, Ontario

9 Evans Street

Prince Edward County, Ontario

3 Bedroom 3 Bathroom 1,500 - 2,000 ft2
Our Neighbourhood Realty Inc.
RE/MAX Quinte Ltd.
For sale $624,620
7 EVANS STREET, Prince Edward County, Ontario

7 Evans Street

Prince Edward County, Ontario

3 Bedroom 3 Bathroom 1,500 - 2,000 ft2
Our Neighbourhood Realty Inc.
RE/MAX Quinte Ltd.
For sale $568,120
5 EVANS STREET, Prince Edward County, Ontario

5 Evans Street

Prince Edward County, Ontario

2 Bedroom 2 Bathroom 1,100 - 1,500 ft2
Our Neighbourhood Realty Inc.
RE/MAX Quinte Ltd.
For sale $568,120
11 EVANS STREET, Prince Edward County, Ontario

11 Evans Street

Prince Edward County, Ontario

2 Bedroom 2 Bathroom 1,100 - 1,500 ft2
Our Neighbourhood Realty Inc.
RE/MAX Quinte Ltd.
For sale $550,000
1 - 393 FRONT STREET, Belleville, Ontario

1 - 393 Front Street

Belleville, Ontario

2 Bedroom 1 Bathroom 1,400 - 1,599 ft2
Exp Realty
For sale $781,143
210 - 12 CLARA DRIVE, Prince Edward County, Ontario

210 - 12 Clara Drive

Prince Edward County, Ontario

3 Bedroom 2 Bathroom 900 - 999 ft2
Our Neighbourhood Realty Inc.
RE/MAX Quinte Ltd.
For sale $849,900
1154 COUNTY RD 1, Prince Edward County, Ontario

1154 County Rd 1

Prince Edward County, Ontario

3 Bedroom 2 Bathroom 2,500 - 3,000 ft2
Direct Realty Ltd.
For sale $649,900
60 WALLBRIDGE CRESCENT, Belleville, Ontario

60 Wallbridge Crescent

Belleville, Ontario

6 Bedroom 3 Bathroom 2,500 - 3,000 ft2
RE/MAX Community Realty Inc.
For sale $199,000
00 PLEASANT BAY ROAD, Prince Edward County, Ontario

00 Pleasant Bay Road

Prince Edward County, Ontario

0 - 699 ft2
Keller Williams Energy Real Estate
For sale $799,900
44 UNION ROAD, Prince Edward County, Ontario

44 Union Road

Prince Edward County, Ontario

3,500 - 5,000 ft2
Exit Realty Group
For sale $799,000
12 DORCHESTER DRIVE, Prince Edward County, Ontario

12 Dorchester Drive

Prince Edward County, Ontario

4 Bedroom 3 Bathroom 1,500 - 2,000 ft2
Royal LePage Proalliance Realty
Royal LePage Signature Realty
For sale $1,290,000
235 MICHAEL'S WAY, Prince Edward County, Ontario

235 Michael's Way

Prince Edward County, Ontario

3 Bedroom 4 Bathroom 2,000 - 2,500 ft2
Royal LePage Proalliance Realty
For sale $89,900
PTLT LOYALIST PARKWAY, Prince Edward County, Ontario

Ptlt Loyalist Parkway

Prince Edward County, Ontario

0 - 699 ft2
Royal LePage Proalliance Realty
For sale $499,000
1724B COUNTY ROAD 10 ROAD, Prince Edward County, Ontario

1724b County Road 10 Road

Prince Edward County, Ontario

2 Bedroom 1 Bathroom 1,100 - 1,500 ft2
Sutton Group Prince Edward County Realty Inc.
For sale $250,000
18 MEADOW VIEW LANE, Prince Edward County, Ontario

18 Meadow View Lane

Prince Edward County, Ontario

2 Bedroom 2 Bathroom 700 - 799 ft2
RE/MAX Realtron Smart Choice Team
For sale $499,000
1050 BURR ROAD, Prince Edward County, Ontario

1050 Burr Road

Prince Edward County, Ontario

0 - 699 ft2
Century 21 Lanthorn Real Estate Ltd.
For sale $599,900
218 STATION STREET, Belleville, Ontario

218 Station Street

Belleville, Ontario

0 - 699 ft2
Royal LePage Proalliance Realty
For sale $1,420,000
19485 LOYALIST PARKWAY, Prince Edward County, Ontario

19485 Loyalist Parkway

Prince Edward County, Ontario

4 Bedroom 4 Bathroom 2,000 - 2,500 ft2
Century 21 Lanthorn Real Estate Ltd.